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Moving your mortgage to us

If you’re coming to the end of a promotional deal with your current lender, switching your mortgage may be a great way to save money. With a range of fixed and variable rate terms to choose from, we could help you find the right mortgage to meet your needs.

Why choose Bank of Ireland?

  • Fees assisted options
  • A selection of rates to suit your circumstances
  • Choice of fixed rate terms
  • Excellent service from a brand you can trust                                                                                                           

A choice of mortgage payment options:

A fixed rate mortgage is ideal if you want budgeting certainty as it guarantees protection from any possible rise or fall in interest rates by fixing your monthly repayments over a set period of time. You can choose how long your fixed rate lasts from a range of options, to give you tighter control of your own budget. So, if you want to be sure of your exact monthly payments, fixing your mortgage might be the right choice for you. At the end of the fixed rate period, the rate will revert to our Standard Variable Rate, as specified in the product terms and conditions.

Standard Variable Rate

This is a variable rate of interest set by a lender, which many mortgage products change to when their Promotional Period ends. Changes to a Standard Variable Rate are made at a lender’s discretion and are not directly linked to an external rate.

For further assistance please call our Mortgages Direct team on 0800 0113 366*. One of our specialist advisers will talk to you about your needs and help guide you through the application process.