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Switch to a new Residential deal

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

If you would like to switch your mortgage rate, you have two options:

Receive advice from a qualified Mortgage Adviser   

Complete an application without receiving advice   

We offer a free advice service for mortgage applications. If you’re unsure of your options or would like some help to narrow your choices, simply request advice. This means we’ll undertake a full fact find process and one of our qualified Mortgage Advisers will complete an assessment of your mortgage needs and circumstances. Following this we’ll send our recommendation for you to review so you can apply with us.

If you’re happy to choose your mortgage product yourself, without receiving advice or a recommendation from us, then you can use our online switching tool – this is called an "execution only" process. We won’t make an assessment about the suitability of any product for you so it’ll be up to you to decide if the product you’ve chosen is right for you.

To apply, call us on 0345 300 8000*

View our rates

 

View our rates and
apply online to switch

If you're interested in borrowing more view our 'further loan' range.

If you're moving home and need additional funds on top of your current mortgage to buy a new property, view the 'home mover' range.