Residential mortgages - Our FeeSaver rates
At Bank of Ireland Mortgages we pride ourselves on continually trying to offer the most affordable mortgages possible.
This mortgage reduces the total amount of money you need upfront to buy a property. With a residential FeeSaver mortgage, we pay the Standard Valuation Fee, we give you up to £250 cashback towards your legal fees and some deals may have no arrangement fees. This could mean you need a lot less saved up to fund your purchase or remortgage. So you could get the ball rolling sooner.
Standard Valuation Fee paid by Bank of Ireland Mortgages
We instruct the valuation of your property, which may be an AVM rather than a valuation report. (Homebuyers reports and structural surveys are not included).
£250 cashback towards legal fees
The £250 cashback will be paid to your Solicitor with the advance. If your case does not complete, no cashback will be paid and you will be liable to pay for any legal fees due.
FeeSaver options
Fixed FeeSaver
Fixed rate mortgages help you budget with confidence because they allow you to fix the interest rate you pay for a set number of years. During this period, your monthly repayments stay the same regardless of increases in interest rates. However, if interest rates fall, you could end up paying more with your fixed rate mortgage than with a variable one.
Please note any fixed promotional rate will revert to our Standard Variable Rate (SVR) after the agreed period. The SVR is our basic rate, and it can go up or down, usually following changes to the Bank of England's Base Rate.
Discount FeeSaver
Discount mortgages lower your payments in the first few years to help you when you may have many other major financial outlays to consider such as redecoration or new furniture. These rates give you a discount on our Standard Variable Rate (SVR) for a chosen number of years.
Our Standard Variable Rate (SVR) is our basic rate and it can go up or down, usually following changes to the Bank of England's Base Rate. Please note, any discounted promotional rate will revert to our SVR after the agreed period.
When you've found the FeeSaver rate you want.
Progress instantly to an application by clicking 'Apply now' button on the product table
Or
Call our friendly mortgage specialists on 0845 603 1892
(Lines open 9am - 5pm Monday - Friday)
These products are currently not available.
Legal Services
Let our partners at LMS reduce the hassle and time it takes to sort out the legal side of buying.
Insurance & Mortgage Payment Protection
Let the insurance experts at Legal & General quickly and simply sort out your essential insurances, and give you the reassurance of financial support if the worst was to happen.