Residential mortgages - Our EasySwitch rates
At Bank of Ireland Mortgages we pride ourselves on continually trying to offer the most affordable mortgages possible.
To make switching to one of our great rates as straightforward as possible, we offer an EasySwitch option. With this mortgage the Standard Valuation Fee is paid, we pay your legal fees for you and some deals may have no arrangement fees. Please note, EasySwitch is only for people remortgaging a current property. It is not available for people buying a new one.
No Legal Fees
With our EasySwitch Mortgages we take care of the legal fees via our nominated solicitor, so you don't have to worry. Please note, terms and conditions apply, see our General Lending Criteria for further details.
Standard Valuation Fee paid by Bank of Ireland Mortgages
We instruct the valuation (which may be an AVM rather than a valuation report). Homebuyers reports and structural surveys are not included.
EasySwitch options
Fixed EasySwitch
Fixed rate mortgages help you budget with confidence because they allow you to fix the interest rate you pay for a set number of years. During this period, your monthly repayments stay the same regardless of increases in interest rates. However, if interest rates fall, you could end up paying more with your fixed rate mortgage than with a variable one.
Please note, any fixed promotional rate will revert to our Standard Variable Rate (SVR) after the agreed period. The SVR is our basic rate, and it can go up or down, usually following changes to the Bank of England's Base Rate.
Discount EasySwitch
Discount mortgages lower your payments in the first few years to help you when you may have many other major financial outlays to consider such as redecoration or new furniture. These rates give you a discount on our Standard Variable Rate (SVR) for a chosen number of years.
Our Standard Variable Rate (SVR) is our basic rate and it can go up or down, usually following changes to the Bank of England's Base Rate. Please note, any discounted promotional rate will revert to our SVR after the agreed period.
When you've found the EasySwitch rate you want.
Progress instantly to an application by clicking 'Apply now' button on the product table
Or
Call our friendly mortgage specialists on 0845 603 1892
(Lines open 9am - 5pm Monday - Friday)
These products are currently not available.
Legal Services
Let our partners at LMS reduce the hassle and time it takes to sort out the legal side of buying.
Insurance & Mortgage Payment Protection
Let the insurance experts at Legal & General quickly and simply sort out your essential insurances, and give you the reassurance of financial support if the worst was to happen.