Residential mortgages made quick and simple
If you have a regular income, Bank of Ireland Mortgages has a range of affordable Residential mortgages that could suit your circumstances.
Whether you're a first time buyer, someone looking to reduce existing repayments, or wanting to move home and get a new deal, we appreciate that the thought of having to arrange a mortgage can be off putting. Not least when you see the volume of choices offered on the high street.
We prefer to keep things nice and simple. Our Residential mortgages are usually available to anyone 18 or over and are available in five simple options - each with different benefits to suit different buyer's circumstances. For full details of eligibility see our Residential lending criteria.
Simply choose the option that suits you best. If you like what you see, you can apply right now online.
If you're unsure about anything you read, or would like more information, please call us.
Talk to one of our friendly mortgage specialists on 0845 603 1892*
Lines open 9am - 5pm Monday - Friday
Alternatively you can apply online
Bank of Ireland Mortgages' best standard mortgage rates
See just how good our rates are…
fixed
Helps protect you from future interest rate rises by fixing your rate now for a number of years to come.
discount
Gives you a discount on our Standard Variable Rate for a set number of years from your mortgage start.
Feesaver
We pay a proportion of your main mortgage set up costs such as legal or valuation fees.
EasySwitch
We pay all or a proportion of your main mortgage costs if you're remortgaging, like standard legal fees.