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1st Start mortgages - Our fixed rates

At Bank of Ireland Mortgages we pride ourselves on continually trying to offer the most helpful and affordable mortgages for your circumstances.

Fixed rate mortgages help you budget with confidence because they allow you to fix the interest rate you pay for a set number of years. During this period, your monthly repayments stay the same regardless of increases in interest rates. However, if interest rates fall you could end up paying more with your fixed rate mortgage than with a variable one.

Please note any fixed promotional rate will revert to our Standard Variable Rate (SVR) after the agreed period. The SVR is our basic rate, and it can go up or down, usually following changes to the Bank of England's Base Rate.

When you've found the 1st Start rate you want.

Call our friendly mortgage specialists on 0845 603 1892

(Lines open 9am - 5pm Monday - Friday)

6.35% 3 yr fixed to 95% LTV (1st Start – UD9)

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Rate and term The overall cost for comparison is (APR) Max loan to value Features Early repayment charges
6.35% which is a 3 year fixed until 31/12/2011, then changing to 4.49% variable which is our Standard Variable Rate for the rest of the mortgage period. 5.2% 95% • £799 arrangement fee
• Standard Valuation Fee paid by Bank of Ireland Mortgages
• Higher Lending Charge paid by Bank of Ireland Mortgages 		• 3% of the sum repaid until 31/12/2011

Rates correct as at 09/12/2008. Available to all new customers. Lending fee: £195 (due on completion but payment can be deferred until the mortgage is fully repaid). Full repayment mortgage release fee (currently £0).

6.55% 3 yr fixed to 95% LTV (1st Start – UD8)

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Rate and term The overall cost for comparison is (APR) Max loan to value Features Early repayment charges
6.55% which is a 3 year fixed until 31/12/2011, then changing to 4.49% variable which is our Standard Variable Rate for the rest of the mortgage period. 5.2% 95% • No arrangement fee
• Higher Lending Charge paid by Bank of Ireland Mortgages 		• 3% of the sum repaid until 31/12/2011

Rates correct as at 09/12/2008. Available to all new customers. Lending fee: £195 (due on completion but payment can be deferred until the mortgage is fully repaid). Full repayment mortgage release fee (currently £0).


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