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Buy to Let mortgages - Our EasySwitch rates

At Bank of Ireland Mortgages, we pride ourselves on offering the most affordable ways for homeowners to move their mortgage.

To make switching to one of our great rates as straightforward as possible, we offer an EasySwitch option. With this mortgage, we pay a proportion of your main set up costs including the Standard Valuation Fee and legal fees. Please note, EasySwitch is only for people remortgaging a current property. It is not available for people buying a new one.

No Legal Fees

With our EasySwitch Mortgages we take care of the legal fees via our nominated solicitors, so you don't have to worry. Please note, terms and conditions apply, see our General Lending Criteria for further details.

Standard Valuation Fee paid by Bank of Ireland Mortgages

We instruct the valuation (which may be an AVM rather than a valuation report). Homebuyers reports and structural surveys are not included.

EasySwitch options

Fixed EasySwitch

Fixed rate mortgages help you budget with confidence because they allow you to fix the interest rate you pay for a set number of years. During this period, your monthly repayments stay the same regardless of increases in interest rates. However, if interest rates fall, you could end up paying more with your fixed rate mortgage than with a variable one. Please note that after the promotional period the rate will revert to Bank of England Base Rate + 2.25%.

Tracker EasySwitch

Our Buy to Let tracker mortgage tracks the Bank of England Base Rate (BBR). So your rate could go down or go up depending on national interest rate changes. You need to consider what you think the rate may do in the future. Most of our mortgages track at 2.25% above the BBR - with many giving you a special discount for several years at the start of your mortgage. Others track at a set percentage above the BBR for the entire mortgage.

When you've found the EasySwitch rate you want.

Progress instantly to an application by clicking 'Apply now' button on the product table

Or

Call our friendly mortgage specialists on 0845 603 1892

(Lines open 9am - 5pm Monday - Friday)

These products are currently not available.


Legal Services

Let our partners at LMS reduce the hassle and time it takes to sort out the legal side of buying.

Find out more

Insurance & Mortgage Payment Protection

Let the insurance experts at Legal & General quickly and simply sort out your essential insurances, and give you the reassurance of financial support if the worst was to happen.

Find out more