Our mortgages for people wanting to switch
At Bank of Ireland Mortgages, we have a range of mortgages that could help you if you're looking to stay in your home but switch from your current mortgage deal to save money. Obviously, the right choice for you will depend on a number of things relating to your circumstances, including the length of the mortgage term you would like and the kind of rate you want to switch to. Getting the balance right is vital, so you don't overstretch yourself or expose yourself to undue risk if your circumstances change in the future.
Residential
For those who currently live in a residential property and have a regular income.
Self Certification
A specialist mortgage for those who have an irregular income or find it hard to prove their annual earnings - if you're self-employed for instance, or rely on commission or non-guaranteed bonuses.
Buy to Let
If you're a property investor looking to maximise the return on your investment, moving to our specialist Buy to Let mortgage options could boost your income by reducing your monthly repayments.