Finding the right mortgage to switch to
Congratulations on taking the first steps to switching from your current mortgage.
Whether you're a standard homeowner, need to Self Certify due to your circumstances or you're a Buy to Let investor, Bank of Ireland Mortgages has a range of great new rates for new customers that could save you considerable amounts of money over the remaining years of your mortgage term.
Starting to filter your mortgage choices to suit your needs
Obviously, there's a lot to think about when remortgaging, so it's crucial you consider your options carefully and give us as much information as possible so we can show you a selection of our mortgages that could be right for you.
The three kinds of mortgages you can remortgage to are listed below. Please note, you can switch from one mortgage type with your current provider to a different type with us, but only if you meet our lending criteria for that mortgage.
Residential mortgage
A standard mortgage. You can consider this if you are able to supply proof of your income (or in the case of being self employed, two year's audited accounts).
Self Certification mortgage
A specialist mortgage if you don't have a regular income (if your income is made up of bonuses, commission or investments for instance - or you're self employed and can't provide two year's audited accounts).
Buy to Let mortgage
A specialist mortgage for rented properties with tenants.
Bearing the above in mind, we can now ask you the first of our questions.
Please note: this Mortgage Finder tool will display Bank of Ireland Mortgages products that may be suitable for you based on the answers you give us. We recommend that you apply for a Key Facts Illustration (KFI) for specific product details.