"Living at home is driving me nuts"

First Time Buyer mortgages to get you moving

At Bank of Ireland Mortgages, we've put together a range of innovative and affordable mortgages that could really help you get a place of your own.

We're committed to helping you every way we can, because we appreciate just how difficult and frustrating it is to be in your shoes (we've been first time buyers ourselves).

There's a lot to think about. So we've tried to make the process as simple and straightforward as possible - starting with the three kinds of First Time Buyer mortgages we can offer you. Take a look at the great rates currently available if you apply online today.

If you're not sure which is the right one for you, try our mortgage finder which will help you decide. Or if you come across words or phrases you've not encountered before, use our easy to understand mortgage glossary.

If you're unsure about anything you read, or would like more information, please call us.

Call our Customer Mortgage Team on 0845 603 1892*

Lines open 9am - 5pm Monday - Friday

Our helpful mortgage finder

It'll quickly show you all our mortgage options we can offer you, to help you make the right choices.

Our easy to use borrowing and repayment calculator

Borrowing Calculator

To arrive at your maximum borrowing limit we take your income (or the first two applicants' incomes if you're buying jointly) subtract any regular outgoings, then multiply what's left by a figure that depends on whether you're buying alone or jointly.

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Affordability Calculator

If you already know how much you need to borrow, and the type of mortgage you're interested in, simply fill in your details below to get an indication of how much your initial monthly repayments will be.

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