Our mortgages for home movers
At Bank of Ireland Mortgages, we have a range of mortgages that could help you move up the property ladder. The right choice for you will depend on a number of things relating to your circumstances, including how much deposit you have and whether you want to revise the length of your mortgage term. You may also, for example, be looking to move from a fixed rate to a discount variable rate, or vice-versa.
You need to ensure that you get the balance right, so you don't overstretch yourself financially if your circumstances are likely to change in the future.
Residential
For buyers who have a regular income and are looking to buy a standard residential property to live in. The amount you can borrow will be based on a multiple of your income after deducting any other regular outgoings.
Self Certification
Our specialist mortgages for buyers looking to move home who have irregular earnings or who find it hard to prove their annual income - people who are self-employed for instance, or who rely on commission or non-guaranteed bonuses.