Finding a mortgage for your new home
Whether you're trading up to something bigger, or downsizing to somewhere smaller, we have a range of affordable mortgages that could help you get the new home you're looking for.
We appreciate that planning a move can be complicated - with so many factors to consider, not just a new mortgage. Which is why we've created this easy to use finder to help make this part of the process a little bit easier.
When using this finder it's crucial you consider your options carefully and give us as much accurate information as possible, because we use your answers to filter your mortgage choices. So you can then choose the best option for your needs.
Why is this important?
If you have a regular income - i.e. if you're in full time employment and you can provide proof of your salary you can be considered for a standard mortgage. (If you're self employed you need two years' audited accounts to be considered for a standard mortgage.)
If you don't have a regular income - i.e. you work on a contract or freelance basis, or the majority of your income is made up of bonuses, commission or investments, you can be considered for a Self Certification mortgage. With this mortgage, you certify your own annual income to us - we don't ask for independent confirmation.
Please note: this Mortgage Finder tool will display Bank of Ireland Mortgages products that may be suitable for you based on the answers you give us. We recommend that you apply for a Key Facts Illustration (KFI) for specific product details.