Switching to a different rate
At Bank of Ireland Mortgages we want to do all we can to help you carry on getting as good a mortgage deal as you can with us. Which is why we offer a range of great value mortgage options for any customer who wants to change deal without moving home.
If your special rate period has come to an end on your current mortgage, switching to another of our mortgages with a new special rate period could make a lot of sense. It's worth finding out how much you could save over the remaining years of your mortgage term.
Main benefits of staying with Bank of Ireland Mortgages
Easy to arrange - As an existing customer we already hold your details so you won't have to go through a lengthy application process.
Wide choice - We offer a full range of mortgages with different features and benefits.
A name you can trust - You know us, so you can be sure you'll continue to enjoy the high levels of customer service you've come to expect from us.
The option to borrow more - Taking out a further advance loan to extend your borrowing is easy. Subject to you staying within your current mortgage's loan to value (LTV) limit, of course. Terms & conditions apply so please ask us for details.
Simply choose your mortgage option from the ones listed below and use the quick links to download more detailed information.
After reading our rate sheets, you can get more information or go ahead and set the ball rolling by: Calling our Customer Mortgages Department on 0845 603 1892*.
Our mortgage choices for existing customers
Whatever you want from your new mortgage deal, we're confident we've got one that's right for you.
Before choosing anything, however, please talk to one of our friendly Mortgage Specialists on 0845 603 1892* to make sure you have all the information you need, and to decide if you are making the right choice for your circumstances.
Standard Residential Mortgage
You can switch to this if you have a regular income. The amount you can borrow will be based on a multiple of your income after deducting any other regular outgoings.
Call us on 0845 603 1892* for more details on our Standard Residential mortgages
Buy to Let
If you're a property investor looking to switch the mortgage on one of your investment properties these Buy to Let mortgages may be of interest.
Call us on 0845 603 1892* for more details on our Buy to Let mortgages
Self Certification
If you have irregular earnings or find it hard to prove your annual income - if you're self employed for instance, or rely on commission or non-guaranteed bonuses, you can switch to this specialist type of mortgage.
Call us on 0845 603 1892* for more details on our Self Certification mortgages