Switching to a different rate
At Bank of Ireland Mortgages we want to do all we can to help you carry on getting as good a mortgage deal as you can with us. Which is why we offer a range of mortgage options for customers who want to change deals without moving home.
If your special rate period has come to an end on your current mortgage, switching to another of our mortgages with a new special rate period could make a lot of sense. In this case you could transfer your mortgage to the same type of mortgage you originally applied for (e.g. Standard Residential to Standard Residential or Buy to Let to Buy to Let).
On the other hand, you could be looking to take a different type of mortgage entirely. For example if you want to rent out your property you may be interested in changing from a Standard Residential to a Buy to Let mortgage. Or if your job has changed to one with a regular income, you could switch from a Self Certification to a Standard Residential mortgage.
If you would like to see our current mortgage range, please click on the link below. Our Standard Variable Rate (SVR) is 2.99% as at 1st April 2009.
Please note that if you are interested in changing your rate while porting or moving to another home, you must transfer your rate to the same type of mortgage you originally applied for.
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